Ledger IQ - AI-Powered Bookkeeping

1. Introduction

Welcome to Ledger IQ! These Terms of Service ("Terms") govern your access to and use of the Ledger IQ website, applications, APIs, and other associated services (collectively, the "Services") provided by UnitedTax.AI ("Company", "we", "us", or "our").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

3. Account Registration

To access certain features of the Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Services and Subscription

Ledger IQ offers AI-powered bookkeeping services for self-employed individuals and businesses. We offer different subscription plans with various features and pricing. The specific features and limitations of each plan are described on our website.

Subscription fees are charged in advance on a monthly or annual basis, depending on the plan you select. You can cancel your subscription at any time, but refunds are provided only in accordance with our refund policy.

5. Data Privacy

Our Privacy Policy describes how we handle the information you provide to us when you use our Services. By using our Services, you consent to our collection, use, and sharing of information as described in our Privacy Policy.

6. User Content and License

The Services may allow you to submit content, including financial data, documents, and communications. You retain ownership of your content, but you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your content in connection with providing the Services to you.

You represent and warrant that you have all rights necessary to grant us these rights and that your content does not violate any law or infringe the rights of any third party.

7. Acceptable Use

You agree not to use the Services for any purpose that is illegal, harmful, or prohibited by these Terms. Specifically, you agree not to:

Use the Services in any manner that could interfere with, disrupt, or harm the Services or our servers;
Attempt to gain unauthorized access to any part of the Services or any systems or networks connected to the Services;
Use the Services to transmit any viruses, malware, or other harmful code;
Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity;
Upload or transmit any content that is unlawful, defamatory, obscene, or otherwise objectionable;
Engage in any fraudulent activity or misrepresent information to the IRS or other tax authorities;
Use the Services to harvest or collect personally identifiable information about other users.

8. Intellectual Property

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by UnitedTax.AI, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the Services for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services except as permitted by these Terms.

9. Termination

We may terminate or suspend your access to all or part of the Services, with or without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Disclaimer of Warranties

The Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Services will be uninterrupted or error-free, that defects will be corrected, or that the Services or the servers that make them available are free of viruses or other harmful components.

The information presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law, in no event will we, our affiliates, or our licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use or inability to use the Services, including but not limited to direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability will be limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless UnitedTax.AI, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your user content, any use of the Services' content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Services.

13. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.

14. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of the United States, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the State in which our principal place of business is located. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

15. Waiver and Severability

No waiver by us of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

16. Contact Information

If you have any questions about these Terms, please contact us at:

UnitedTax.AI
Email: support@unitedtax.ai
Website: www.ledgeriq.com